Find Home Care Support
Private personal support workers, nursing services, and home care agencies in Toronto and Montreal. When your family needs more hours than the public system provides.
Understanding Home Care in Ontario
Ontario's public home care system, managed by Ontario Health atHome (formerly the LHIN/CCAC), provides some services at no cost. But many families discover that public coverage doesn't stretch far enough — especially during a serious illness or end-of-life care.
What OHIP and Ontario Health atHome typically cover:
- PSW visits for personal care (bathing, dressing) — usually a few hours per week
- Nursing visits for wound care, medication management, and assessments
- Some medical equipment and supplies
- Occupational therapy and physiotherapy referrals
What public funding usually does not cover:
- Overnight care or extended daytime hours
- Companion care or supervision for safety
- 24/7 or live-in care
- Extra PSW hours beyond the allocated amount
- Housekeeping, meal preparation, or errands beyond basic personal care
Private Home Care Costs
Private home care costs vary by provider, location, and the level of care needed. Here are typical ranges for the Toronto and Montreal areas:
| Service | Typical Cost |
|---|---|
| Personal Support Worker (PSW) | $28 – $55 / hour |
| Registered Nurse (RN) or RPN | $45 – $80 / hour |
| Overnight care | $200 – $350 / night |
| 24/7 live-in care | $15,000 – $25,000+ / month |
Some agencies offer package rates or minimum-hour commitments. Many private PSWs also work independently at lower rates. Always confirm whether the provider carries liability insurance and has verified credentials.
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